What is the CLU®?

For nearly 100 years, The American College of Financial Services’ Chartered Life Underwriter® (CLU®) designation has been recognized as one of the most valued designations for financial services professionals, and a credential that signifies a commitment to applying foundational knowledge to clients’ situations with practical, legal, and ethical aspects of life insurance planning.

Life insurance is a core risk mitigation tool, yet only 59% of Americans incorporate it into a holistic plan. Your expertise can have immeasurable impact across your book of business, and the CLU® provides opportunities to immediately put knowledge into practice. Our program provides you:

• In-depth knowledge of life insurance concepts and life insurance law within the context of  overall risk management
• The necessary knowledge to help clients address their estate planning needs
• An understanding of solutions addressing the life insurance needs of business owners and professionals